Idea index
A living index of what Jose is building and thinking through.
AI systems
- Seven personal AIs that coordinate toward life equilibrium.
- OptFin.org as the decision layer underneath SolVida.ai.
- Luna AI as the human interface across voice, WhatsApp, web, email, and follow-up routing.
Mortgage operations
- Loan files as state machines with evidence, risk, and next actions.
- QC before any AI document leaves the company.
- Underwriting triage: green, orange, red file paths.
- Bookings should stay lightweight: no SSN, no paystubs, no bank statements, no deep 1003 data.
Operations research
- Score decisions by value, urgency, risk, evidence quality, and opportunity cost.
- Treat open tasks as queues with constraints, owners, and time budgets.
- Use optimization thinking for mortgage scenarios, product prioritization, and daily execution.
- Expose trade-offs before choosing the next action.
Company building
- SolVida.ai owns the lifecycle from note to publication.
- Small teams need systems that multiply judgment.
- Every public site needs a real footer, clear trust, and no placeholder language.
- Every site should be generated from JSON configuration over shared templates, pages, modules, and widgets.
Research network
- Keep academic collaborators and research communities visible without publishing private contact data.
- Use verified JoseDiaz.com source records to reconcile public names, institutions, introductions, permissions, and follow-up history.
- Connect operations research, ROADEF/OR Lab, PMA systems, and personal AI work as one intellectual map.